Top tip · Updated 10 Nov 2026
How to insure my weapon?
Turn on a Weapon Insurance Contract at Ready Up to send your equipped weapons back to the Stash if you die holding them.
Screenshots
Walkthrough
Check that you have a Weapon Insurance Contract
Check that you have a Weapon Insurance Contract before you deploy. The Ready Up screen shows a count beside the weapon-insurance switch.
Continue to Ready Up
Choose a deployment and continue to the Ready Up screen. Weapon insurance is a deployment control, not a Stash or Gunsmith setting.
Switch on insurance beside Edit Loadout
Find Edit Loadout, then switch on the weapon-insurance control beside it. Confirm the switch is on before you deploy.
Keep those weapons equipped
Keep the weapons you want protected equipped. One contract covers all equipped weapons held upon death, and they return to your Stash with their attachments.
Check Operator protection separately
Check the Operator Rescue Beacon switch beside Edit Operator if you also want a free Operator rescue. Weapon insurance does not protect your Operator or the rest of your backpack.
In-game text
“Insures all equipped weapons. They will be returned to the Stash if held upon death.”
Verified facts
- One Weapon Insurance Contract covers all equipped weapons.
- Insured weapons return to the Stash with their attachments.
- The Vault Edition Deployment Kit includes 2 Weapon Insurance Contracts.
- Open Survival Kits at the Survival Kits station in the FOB. The Advanced SERE Kit at DMZ level 70 contains Weapon Insurance Contracts.
- These DMZ Orders pages also pay a Weapon Insurance Contract: Human Intel 2/2, Counterfeit 2/2, Underground 2/2, The Grid 2/2, and Hornet's Nest 2/2.
Screenshots
Screenshot slot: Weapon Insurance Contract stock on Ready Up. Screenshot slot: Ready Up screen before a deployment. Screenshot slot: Weapon insurance switch beside Edit Loadout. Screenshot slot: Equipped loadout before deployment. Screenshot slot: Operator Rescue Beacon switch beside Edit Operator.
Linked pages
Top Tips
Sources
- Owner screenshot captures, 10 Nov 2026 — One Weapon Insurance Contract covers all equipped weapons.
- DMZ Map — MIA Operators — One Weapon Insurance Contract covers all equipped weapons.
- DMZ Codex — Weapon insurance — One Weapon Insurance Contract covers all equipped weapons.
- COD Central — What Is MW4 DMZ? — The Vault Edition Deployment Kit includes 2 Weapon Insurance Contracts.
- MetaRadar — Weapon Insurance Contract — The Vault Edition Deployment Kit includes 2 Weapon Insurance Contracts.
- COD Central — DMZ level rewards — Open Survival Kits at the Survival Kits station in the FOB. The Advanced SERE Kit at DMZ level 70 contains Weapon Insurance Contracts.
- COD Central — MW4 DMZ Orders — These DMZ Orders pages also pay a Weapon Insurance Contract: Human Intel 2/2, Counterfeit 2/2, Underground 2/2, The Grid 2/2, and Hornet's Nest 2/2.
Frequently asked questions
Where do I turn on weapon insurance in MW4 DMZ?
On the Ready Up screen, use the weapon-insurance switch beside Edit Loadout. Have a Weapon Insurance Contract and confirm the switch is on before you deploy.
What does a Weapon Insurance Contract cover?
The in-game text says it insures all equipped weapons, and that they are returned to the Stash if held upon death. Firsthand use matches that: one contract covers all equipped weapons, and they return with their attachments.
Is the contract spent if I extract?
Yes. The contract is spent even if you extract successfully.
Do insured weapons keep their attachments?
Yes. Insured weapons return to the Stash with their attachments.
Does weapon insurance rescue my Operator?
No. Operator Rescue Beacons are a separate item. Their switch sits beside Edit Operator on the same Ready Up screen.
Does weapon insurance protect my backpack?
No. Put eligible valuables in a Secure Slot. Weapon insurance does not cover the rest of your backpack.
Where do I get a Weapon Insurance Contract?
The Vault Edition Deployment Kit includes two. The Advanced SERE Kit at DMZ level 70 contains them, and you open Survival Kits at the Survival Kits station in the FOB. These Orders pages also pay one: Human Intel 2/2, Counterfeit 2/2, Underground 2/2, The Grid 2/2, and Hornet's Nest 2/2.